Financing Solutions
The right loan
for every deal.
Four loan products built for real estate investors in the Philadelphia tri-state corridor.
Qualify on the property. Not your income.
Debt Service Coverage Ratio loans are the go-to tool for rental investors. We underwrite based on the property's rental income — not your W-2 or tax returns. And for self-employed borrowers, 12 months of bank statements can be used in place of tax returns to demonstrate income — making this one of the most flexible loan products available for everyday business owners building wealth through real estate.
Qualification
Property Cash Flow
Income Docs
No Tax Returns Required
Property Types
SFR, 2–4 Unit, Multifamily
Loan Term
30-Year Fixed / ARM
Bank Statements
Accepted for Self-Employed
Close Time
Competitive — Ask Us
Ideal For
- Barbers, beauticians & salon owners
- Mechanics, contractors & tradespeople
- Restaurant owners & small business operators
- Self-employed investors with 12 months of bank statements
- Landlords scaling a rental portfolio
- Investors with complex or write-down-heavy tax returns
Close Time
Competitive — Ask Us
At a Glance
Compare all loan products.
Common Questions
Straight answers.
Licensed to Lend
Originating loans in PA, NJ & DE
Dante' T. Banks is a licensed Mortgage Loan Originator authorized to originate residential and investment loans across the full tri-state corridor.
Pennsylvania
Licensed · NMLS #2768646
New Jersey
Licensed · NMLS #2768646
Delaware
Licensed · NMLS #2768646
Verify at nmlsconsumeraccess.org · Operating under NEXA Lending, LLC · NMLS #1660690
Not sure which loan
fits your deal?
Let's talk through it. Dante' will help you find the right structure for your next investment.